Last Updated: June 1, 2025
Please read these Terms and Conditions ("Terms") carefully before using the website of Lighthouse Benefits Group LLC ("Company," "we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms.
By using this website, communicating with us, or starting a conversation through our chat widget, you confirm that you are at least 18 years of age and agree to these Terms and our Privacy Policy. If you do not agree, please do not use our website.
Lighthouse Benefits Group LLC is an independent insurance agency. We provide information and consultation services to help individuals understand and select Medicare insurance products, including Medicare Advantage (Part C), Medicare Supplement (Medigap), and Prescription Drug Plans (Part D).
We are not affiliated with, endorsed by, or acting on behalf of the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or any government Medicare program. We represent insurance carriers from whom we receive compensation, and our services to you as a consumer are provided at no direct cost.
Information provided on this website is for general informational purposes only. Plan availability, benefits, premiums, and eligibility requirements vary by location and are subject to change. We do not guarantee that any particular plan or benefit will be available to you. Actual coverage is determined solely by the insurance carrier and applicable plan documents.
Nothing on this website constitutes medical, legal, or financial advice. You should consult qualified medical, legal, or financial professionals for advice specific to your situation. Medicare plan selection decisions should be made in consultation with a licensed insurance professional.
By sharing your contact information with us, you consent to be contacted by Lighthouse Benefits Group LLC and its agents via phone, email, or text message regarding Medicare insurance products and services. You may withdraw your consent at any time by contacting us directly or by following opt-out instructions in any communication.
All content on this website, including text, graphics, logos, and images, is the property of Lighthouse Benefits Group LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without our express written permission.
This website may link to third-party websites, including insurance carrier sites and government resources such as Medicare.gov. We do not endorse or assume responsibility for the content, privacy practices, or terms of any third-party site. Use of third-party websites is at your own risk.
To the fullest extent permitted by law, Lighthouse Benefits Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein. Our total liability to you for any claim arising from your use of this website shall not exceed $100.
This website is provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be error-free or uninterrupted.
You agree to indemnify and hold harmless Lighthouse Benefits Group LLC, its officers, agents, and employees from any claims, liabilities, damages, or expenses (including attorneys' fees) arising from your use of this website or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the state in which Lighthouse Benefits Group LLC is licensed to operate, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that state.
We reserve the right to modify these Terms at any time. Changes will be posted to this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.
If you have questions about these Terms, please contact us:
Lighthouse Benefits Group LLC
Email: info@lighthousebenefitsgroup.com
Phone: 954-667-9719